Call reports 2008
TIOGA-FRANKLIN SAVINGS BANK — 2008
What TIOGA-FRANKLIN SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,315,000 | 23,216,000 | 23,710,000 | 24,411,000 |
| Total loans | 17,096,000 | 17,316,000 | 18,030,000 | 18,908,000 |
| Allowance for loan losses | 70,000 | 70,000 | 70,000 | 75,000 |
| Securities available for sale | 3,195,000 | 3,939,000 | 4,172,000 | 4,050,000 |
| Securities held to maturity | 11,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,246,000 | 17,144,000 | 17,584,000 | 18,463,000 |
| Interest-bearing deposits | 16,154,000 | 16,990,000 | 17,421,000 | 18,212,000 |
| Noninterest-bearing deposits | 92,000 | 154,000 | 163,000 | 251,000 |
| Equity capital | 2,991,000 | 2,987,000 | 2,999,000 | 3,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 700,000 | 1,072,000 | 1,446,000 |
| Interest expense | 209,000 | 411,000 | 614,000 | 818,000 |
| Net interest income | 134,000 | 289,000 | 458,000 | 628,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 139,000 | 261,000 | 383,000 | 513,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | -5,000 | 28,000 | 75,000 | 111,000 |
| Income tax | -15,000 | -7,000 | 6,000 | 16,000 |
| Net income | 10,000 | 35,000 | 69,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,003,000 | 3,028,000 | 3,062,000 | 3,088,000 |
| Total capital | 3,073,000 | 3,098,000 | 3,132,000 | 3,163,000 |
| Risk-weighted assets | 11,537,000 | 11,487,000 | 11,816,000 | 12,388,000 |
Machine access — free, no API key
Every figure shown here about TIOGA-FRANKLIN SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.