Call reports 2015
SECURITY BANK MINNESOTA — 2015
What SECURITY BANK MINNESOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,397,000 | 106,587,000 | 106,208,000 | 110,715,000 |
| Total loans | 78,270,000 | 82,207,000 | 83,492,000 | 87,138,000 |
| Allowance for loan losses | 1,293,000 | 1,300,000 | 1,326,000 | 1,378,000 |
| Securities available for sale | 19,356,000 | 19,022,000 | 16,964,000 | 16,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,270,000 | 89,550,000 | 89,100,000 | 91,618,000 |
| Interest-bearing deposits | 71,735,000 | 73,627,000 | 73,180,000 | 75,435,000 |
| Noninterest-bearing deposits | 17,535,000 | 15,923,000 | 15,920,000 | 16,183,000 |
| Equity capital | 11,836,000 | 12,011,000 | 12,606,000 | 12,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,429,000 | 3,669,000 | 5,054,000 |
| Interest expense | 98,000 | 205,000 | 322,000 | 444,000 |
| Net interest income | 1,106,000 | 2,224,000 | 3,347,000 | 4,610,000 |
| Noninterest income | 50,000 | 126,000 | 210,000 | 302,000 |
| Noninterest expense | 701,000 | 1,341,000 | 2,010,000 | 2,953,000 |
| Provision for loan losses | 40,000 | 105,000 | 150,000 | 175,000 |
| Pretax income | 415,000 | 904,000 | 1,415,000 | 1,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 415,000 | 904,000 | 1,415,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,753,000 | 11,242,000 | 11,753,000 | 12,139,000 |
| Total capital | 11,827,000 | 12,355,000 | 12,875,000 | 13,304,000 |
| Risk-weighted assets | 85,671,000 | 88,855,000 | 89,538,000 | 92,947,000 |