Call reports 2026
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2026
What ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,542,800,000 | 3,686,173,000 |
| Total loans | 2,711,348,000 | 2,757,584,000 |
| Allowance for loan losses | 17,767,000 | 16,328,000 |
| Securities available for sale | 559,292,000 | 560,211,000 |
| Securities held to maturity | 95,317,000 | 93,988,000 |
| Trading assets | 2,321,000 | 2,182,000 |
| Total deposits | 2,992,145,000 | 3,135,062,000 |
| Interest-bearing deposits | 2,533,338,000 | 2,669,644,000 |
| Noninterest-bearing deposits | 458,807,000 | 465,418,000 |
| Equity capital | 355,158,000 | 367,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 45,552,000 | 91,688,000 |
| Interest expense | 19,490,000 | 38,684,000 |
| Net interest income | 26,062,000 | 53,004,000 |
| Noninterest income | 2,582,000 | 5,787,000 |
| Noninterest expense | 11,022,000 | 22,165,000 |
| Provision for loan losses | 1,675,000 | 2,216,000 |
| Pretax income | 16,010,000 | 34,612,000 |
| Income tax | 4,127,000 | 9,038,000 |
| Net income | 11,883,000 | 25,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 327,088,000 | 340,968,000 |
| Total capital | 347,883,000 | 360,177,000 |
| Risk-weighted assets | 3,010,209,000 | 3,080,253,000 |