Call report 2023Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,483,432,000 | USD | evidence → |
| Total loans | 1,885,354,000 | USD | evidence → |
| Allowance for loan losses | 16,325,000 | USD | evidence → |
| Securities available for sale | 185,796,000 | USD | evidence → |
| Securities held to maturity | 106,659,000 | USD | evidence → |
| Trading assets | 5,187,000 | USD | evidence → |
| Total deposits | 2,069,803,000 | USD | evidence → |
| Interest-bearing deposits | 1,662,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 407,434,000 | USD | evidence → |
| Equity capital | 261,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 124,497,000 | USD | evidence → |
| Interest expense | 45,256,000 | USD | evidence → |
| Net interest income | 79,241,000 | USD | evidence → |
| Noninterest income | 8,865,000 | USD | evidence → |
| Noninterest expense | 36,427,000 | USD | evidence → |
| Provision for loan losses | 3,769,000 | USD | evidence → |
| Pretax income | 46,461,000 | USD | evidence → |
| Income tax | 12,519,000 | USD | evidence → |
| Net income | 33,942,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 233,651,000 | USD | evidence → |
| Total capital | 250,964,000 | USD | evidence → |
| Risk-weighted assets | 2,184,026,000 | USD | evidence → |