Call report 2023Q2
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023Q2
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,433,373,000 | USD | evidence → |
| Total loans | 1,802,215,000 | USD | evidence → |
| Allowance for loan losses | 14,903,000 | USD | evidence → |
| Securities available for sale | 174,061,000 | USD | evidence → |
| Securities held to maturity | 108,118,000 | USD | evidence → |
| Trading assets | 6,856,000 | USD | evidence → |
| Total deposits | 2,042,317,000 | USD | evidence → |
| Interest-bearing deposits | 1,586,938,000 | USD | evidence → |
| Noninterest-bearing deposits | 455,379,000 | USD | evidence → |
| Equity capital | 240,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,053,000 | USD | evidence → |
| Interest expense | 17,403,000 | USD | evidence → |
| Net interest income | 37,650,000 | USD | evidence → |
| Noninterest income | 4,874,000 | USD | evidence → |
| Noninterest expense | 17,413,000 | USD | evidence → |
| Provision for loan losses | 1,990,000 | USD | evidence → |
| Pretax income | 22,535,000 | USD | evidence → |
| Income tax | 6,083,000 | USD | evidence → |
| Net income | 16,452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 215,835,000 | USD | evidence → |
| Total capital | 230,801,000 | USD | evidence → |
| Risk-weighted assets | 2,073,441,000 | USD | evidence → |