Call report 2022Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2022Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,130,380,000 | USD | evidence → |
| Total loans | 1,651,741,000 | USD | evidence → |
| Allowance for loan losses | 12,131,000 | USD | evidence → |
| Securities available for sale | 103,678,000 | USD | evidence → |
| Securities held to maturity | 108,025,000 | USD | evidence → |
| Trading assets | 7,639,000 | USD | evidence → |
| Total deposits | 1,756,036,000 | USD | evidence → |
| Interest-bearing deposits | 1,273,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 482,382,000 | USD | evidence → |
| Equity capital | 226,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 64,043,000 | USD | evidence → |
| Interest expense | 7,996,000 | USD | evidence → |
| Net interest income | 56,047,000 | USD | evidence → |
| Noninterest income | 6,757,000 | USD | evidence → |
| Noninterest expense | 30,650,000 | USD | evidence → |
| Provision for loan losses | -798,000 | USD | evidence → |
| Pretax income | 32,443,000 | USD | evidence → |
| Income tax | 8,674,000 | USD | evidence → |
| Net income | 23,769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 200,910,000 | USD | evidence → |
| Total capital | 211,132,000 | USD | evidence → |
| Risk-weighted assets | 1,866,234,000 | USD | evidence → |