Call report 2021Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,937,584,000 | USD | evidence → |
| Total loans | 1,433,097,000 | USD | evidence → |
| Allowance for loan losses | 13,317,000 | USD | evidence → |
| Securities available for sale | 84,594,000 | USD | evidence → |
| Securities held to maturity | 56,544,000 | USD | evidence → |
| Trading assets | 2,716,000 | USD | evidence → |
| Total deposits | 1,654,524,000 | USD | evidence → |
| Interest-bearing deposits | 1,167,186,000 | USD | evidence → |
| Noninterest-bearing deposits | 487,338,000 | USD | evidence → |
| Equity capital | 215,218,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,340,000 | USD | evidence → |
| Interest expense | 5,570,000 | USD | evidence → |
| Net interest income | 45,770,000 | USD | evidence → |
| Noninterest income | 7,277,000 | USD | evidence → |
| Noninterest expense | 29,479,000 | USD | evidence → |
| Provision for loan losses | -5,727,000 | USD | evidence → |
| Pretax income | 29,380,000 | USD | evidence → |
| Income tax | 8,102,000 | USD | evidence → |
| Net income | 21,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 174,516,000 | USD | evidence → |
| Total capital | 183,726,000 | USD | evidence → |
| Risk-weighted assets | 1,615,626,000 | USD | evidence → |