Call report 2020Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,799,200,000 | USD | evidence → |
| Total loans | 1,343,587,000 | USD | evidence → |
| Allowance for loan losses | 19,723,000 | USD | evidence → |
| Securities available for sale | 126,681,000 | USD | evidence → |
| Securities held to maturity | 8,296,000 | USD | evidence → |
| Trading assets | 5,708,000 | USD | evidence → |
| Total deposits | 1,538,695,000 | USD | evidence → |
| Interest-bearing deposits | 1,126,058,000 | USD | evidence → |
| Noninterest-bearing deposits | 412,637,000 | USD | evidence → |
| Equity capital | 193,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,503,000 | USD | evidence → |
| Interest expense | 10,179,000 | USD | evidence → |
| Net interest income | 45,324,000 | USD | evidence → |
| Noninterest income | 4,327,000 | USD | evidence → |
| Noninterest expense | 26,836,000 | USD | evidence → |
| Provision for loan losses | 11,689,000 | USD | evidence → |
| Pretax income | 11,152,000 | USD | evidence → |
| Income tax | 2,951,000 | USD | evidence → |
| Net income | 8,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 153,704,000 | USD | evidence → |
| Total capital | 165,876,000 | USD | evidence → |
| Risk-weighted assets | 1,387,742,000 | USD | evidence → |