Call report 2019Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2019Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,525,663,000 | USD | evidence → |
| Total loans | 1,190,373,000 | USD | evidence → |
| Allowance for loan losses | 4,308,000 | USD | evidence → |
| Securities available for sale | 129,568,000 | USD | evidence → |
| Securities held to maturity | 21,451,000 | USD | evidence → |
| Trading assets | 2,397,000 | USD | evidence → |
| Total deposits | 1,273,109,000 | USD | evidence → |
| Interest-bearing deposits | 996,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 276,536,000 | USD | evidence → |
| Equity capital | 196,432,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,127,000 | USD | evidence → |
| Interest expense | 12,582,000 | USD | evidence → |
| Net interest income | 39,545,000 | USD | evidence → |
| Noninterest income | 3,682,000 | USD | evidence → |
| Noninterest expense | 25,881,000 | USD | evidence → |
| Provision for loan losses | 6,120,000 | USD | evidence → |
| Pretax income | 11,288,000 | USD | evidence → |
| Income tax | 2,959,000 | USD | evidence → |
| Net income | 8,329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 151,665,000 | USD | evidence → |
| Total capital | 156,023,000 | USD | evidence → |
| Risk-weighted assets | 1,331,193,000 | USD | evidence → |