Call report 2015Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 825,557,000 | USD | evidence → |
| Total loans | 662,826,000 | USD | evidence → |
| Allowance for loan losses | 3,645,000 | USD | evidence → |
| Securities available for sale | 62,283,000 | USD | evidence → |
| Securities held to maturity | 22,652,000 | USD | evidence → |
| Trading assets | 1,481,000 | USD | evidence → |
| Total deposits | 703,167,000 | USD | evidence → |
| Interest-bearing deposits | 537,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 165,297,000 | USD | evidence → |
| Equity capital | 85,586,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,190,000 | USD | evidence → |
| Interest expense | 2,739,000 | USD | evidence → |
| Net interest income | 24,451,000 | USD | evidence → |
| Noninterest income | 3,468,000 | USD | evidence → |
| Noninterest expense | 15,847,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 11,718,000 | USD | evidence → |
| Income tax | 4,523,000 | USD | evidence → |
| Net income | 7,195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,348,000 | USD | evidence → |
| Total capital | 79,024,000 | USD | evidence → |
| Risk-weighted assets | 728,121,000 | USD | evidence → |