Call report 2013Q2
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2013Q2
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 669,548,000 | USD | evidence → |
| Total loans | 547,360,000 | USD | evidence → |
| Allowance for loan losses | 3,989,000 | USD | evidence → |
| Securities available for sale | 27,924,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,589,000 | USD | evidence → |
| Total deposits | 588,224,000 | USD | evidence → |
| Interest-bearing deposits | 509,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,730,000 | USD | evidence → |
| Equity capital | 71,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,500,000 | USD | evidence → |
| Interest expense | 1,400,000 | USD | evidence → |
| Net interest income | 12,100,000 | USD | evidence → |
| Noninterest income | 955,000 | USD | evidence → |
| Noninterest expense | 7,632,000 | USD | evidence → |
| Provision for loan losses | 1,677,000 | USD | evidence → |
| Pretax income | 3,746,000 | USD | evidence → |
| Income tax | 1,524,000 | USD | evidence → |
| Net income | 2,222,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,640,000 | USD | evidence → |
| Total capital | 65,640,000 | USD | evidence → |
| Risk-weighted assets | 588,298,000 | USD | evidence → |
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