Call report 2006Q3
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2006Q3
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 541,930,000 | USD | evidence → |
| Total loans | 334,622,000 | USD | evidence → |
| Allowance for loan losses | 3,552,000 | USD | evidence → |
| Securities available for sale | 71,844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 399,103,000 | USD | evidence → |
| Interest-bearing deposits | 360,115,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,988,000 | USD | evidence → |
| Equity capital | 124,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,074,000 | USD | evidence → |
| Interest expense | 5,187,000 | USD | evidence → |
| Net interest income | 6,887,000 | USD | evidence → |
| Noninterest income | 516,000 | USD | evidence → |
| Noninterest expense | 3,419,000 | USD | evidence → |
| Provision for loan losses | -600,000 | USD | evidence → |
| Pretax income | 4,590,000 | USD | evidence → |
| Income tax | 1,649,000 | USD | evidence → |
| Net income | 2,941,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,185,000 | USD | evidence → |
| Total capital | 50,737,000 | USD | evidence → |
| Risk-weighted assets | 381,821,000 | USD | evidence → |
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