Call reports 2016
PRIMIS BANK — 2016
What PRIMIS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,083,833,000 | 1,120,247,000 | 1,134,998,000 | 1,142,002,000 |
| Total loans | 870,639,000 | 906,336,000 | 912,831,000 | 930,415,000 |
| Allowance for loan losses | 8,690,000 | 8,421,000 | 8,469,000 | 8,610,000 |
| Securities available for sale | 3,871,000 | 3,722,000 | 3,908,000 | 3,918,000 |
| Securities held to maturity | 98,727,000 | 92,285,000 | 86,958,000 | 85,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,182,000 | 904,339,000 | 918,768,000 | 914,358,000 |
| Interest-bearing deposits | 769,389,000 | 813,942,000 | 823,704,000 | 824,200,000 |
| Noninterest-bearing deposits | 89,793,000 | 90,397,000 | 95,064,000 | 90,157,000 |
| Equity capital | 119,892,000 | 121,720,000 | 123,746,000 | 125,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,625,000 | 23,868,000 | 36,439,000 | 48,755,000 |
| Interest expense | 1,962,000 | 4,079,000 | 6,324,000 | 8,633,000 |
| Net interest income | 9,663,000 | 19,789,000 | 30,115,000 | 40,122,000 |
| Noninterest income | 439,000 | 1,526,000 | 2,769,000 | 2,878,000 |
| Noninterest expense | 5,872,000 | 11,464,000 | 16,792,000 | 22,528,000 |
| Provision for loan losses | 625,000 | 2,012,000 | 4,062,000 | 4,912,000 |
| Pretax income | 3,605,000 | 7,839,000 | 12,030,000 | 15,560,000 |
| Income tax | 1,006,000 | 2,417,000 | 3,809,000 | 5,147,000 |
| Net income | 2,599,000 | 5,422,000 | 8,221,000 | 10,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,779,000 | 111,527,000 | 113,455,000 | 114,779,000 |
| Total capital | 118,469,000 | 119,948,000 | 121,924,000 | 123,389,000 |
| Risk-weighted assets | 867,941,000 | 896,989,000 | 910,705,000 | 914,466,000 |