Call reports 2015
PRIMIS BANK — 2015
What PRIMIS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 936,885,000 | 1,011,332,000 | 1,017,473,000 | 1,035,707,000 |
| Total loans | 729,224,000 | 760,043,000 | 789,555,000 | 829,425,000 |
| Allowance for loan losses | 7,741,000 | 7,994,000 | 8,158,000 | 8,421,000 |
| Securities available for sale | 2,306,000 | 4,133,000 | 4,124,000 | 4,209,000 |
| Securities held to maturity | 92,065,000 | 93,047,000 | 98,574,000 | 96,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,855,000 | 818,387,000 | 831,640,000 | 826,510,000 |
| Interest-bearing deposits | 689,101,000 | 744,527,000 | 755,733,000 | 738,906,000 |
| Noninterest-bearing deposits | 72,754,000 | 73,860,000 | 75,908,000 | 87,604,000 |
| Equity capital | 113,939,000 | 117,869,000 | 119,482,000 | 118,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,401,000 | 21,099,000 | 32,209,000 | 43,547,000 |
| Interest expense | 1,507,000 | 3,216,000 | 5,181,000 | 7,077,000 |
| Net interest income | 8,894,000 | 17,883,000 | 27,028,000 | 36,470,000 |
| Noninterest income | 118,000 | 1,448,000 | 2,350,000 | 3,122,000 |
| Noninterest expense | 5,460,000 | 11,044,000 | 16,466,000 | 22,781,000 |
| Provision for loan losses | 525,000 | 2,025,000 | 2,875,000 | 3,171,000 |
| Pretax income | 3,027,000 | 6,782,000 | 10,560,000 | 14,160,000 |
| Income tax | 996,000 | 2,245,000 | 3,507,000 | 4,736,000 |
| Net income | 2,031,000 | 4,537,000 | 7,053,000 | 9,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,877,000 | 107,511,000 | 109,155,000 | 108,054,000 |
| Total capital | 113,618,000 | 115,505,000 | 117,313,000 | 116,475,000 |
| Risk-weighted assets | 750,133,000 | 780,514,000 | 794,534,000 | 831,919,000 |