Call reports 2025
COMMUNITY NATIONAL BANK OF OKARCHE — 2025
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 126,250,000 | 128,066,000 | 127,121,000 | 121,004,000 |
| Total loans | 41,627,000 | 40,848,000 | 38,581,000 | 43,236,000 |
| Allowance for loan losses | 556,000 | 567,000 | 567,000 | 567,000 |
| Securities available for sale | 75,560,000 | 73,123,000 | 70,107,000 | 63,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,795,000 | 107,643,000 | 105,574,000 | 99,911,000 |
| Interest-bearing deposits | 83,763,000 | 86,576,000 | 83,704,000 | 79,936,000 |
| Noninterest-bearing deposits | 22,032,000 | 21,067,000 | 21,870,000 | 19,975,000 |
| Equity capital | 19,576,000 | 20,092,000 | 21,137,000 | 20,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,649,000 | 3,975,000 | 5,288,000 |
| Interest expense | 550,000 | 1,094,000 | 1,640,000 | 2,177,000 |
| Net interest income | 762,000 | 1,555,000 | 2,335,000 | 3,111,000 |
| Noninterest income | 73,000 | 156,000 | 278,000 | 419,000 |
| Noninterest expense | 561,000 | 1,089,000 | 1,626,000 | 2,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 622,000 | 987,000 | 654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 622,000 | 987,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,770,000 | 21,958,000 | 22,206,000 | 21,752,000 |