Call reports 2023
COMMUNITY NATIONAL BANK OF OKARCHE — 2023
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 136,006,000 | 133,933,000 | 130,875,000 | 140,130,000 |
| Total loans | 48,042,000 | 46,770,000 | 45,998,000 | 50,008,000 |
| Allowance for loan losses | 854,000 | 854,000 | 854,000 | 836,000 |
| Securities available for sale | 79,991,000 | 77,532,000 | 76,122,000 | 78,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,460,000 | 118,584,000 | 115,003,000 | 113,995,000 |
| Interest-bearing deposits | 93,587,000 | 94,277,000 | 90,043,000 | 87,065,000 |
| Noninterest-bearing deposits | 25,873,000 | 24,307,000 | 24,960,000 | 26,930,000 |
| Equity capital | 15,860,000 | 15,077,000 | 14,528,000 | 16,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,466,000 | 3,788,000 | 5,139,000 |
| Interest expense | 267,000 | 630,000 | 1,054,000 | 1,626,000 |
| Net interest income | 926,000 | 1,836,000 | 2,734,000 | 3,513,000 |
| Noninterest income | 88,000 | 172,000 | 253,000 | 327,000 |
| Noninterest expense | 504,000 | 1,036,000 | 1,576,000 | 2,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 510,000 | 972,000 | 1,411,000 | 1,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 972,000 | 1,411,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,988,000 | 20,259,000 | 20,522,000 | 20,712,000 |