Call reports 2022
COMMUNITY NATIONAL BANK OF OKARCHE — 2022
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 134,707,000 | 136,653,000 | 134,913,000 | 136,081,000 |
| Total loans | 47,377,000 | 44,151,000 | 45,114,000 | 46,689,000 |
| Allowance for loan losses | 844,000 | 854,000 | 854,000 | 854,000 |
| Securities available for sale | 78,267,000 | 80,761,000 | 79,175,000 | 81,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,915,000 | 121,630,000 | 121,330,000 | 112,768,000 |
| Interest-bearing deposits | 91,766,000 | 95,196,000 | 93,640,000 | 87,852,000 |
| Noninterest-bearing deposits | 26,149,000 | 26,434,000 | 27,690,000 | 24,916,000 |
| Equity capital | 16,721,000 | 14,922,000 | 13,470,000 | 14,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,813,000 | 2,849,000 | 3,958,000 |
| Interest expense | 50,000 | 100,000 | 171,000 | 311,000 |
| Net interest income | 840,000 | 1,713,000 | 2,678,000 | 3,647,000 |
| Noninterest income | 84,000 | 169,000 | 252,000 | 336,000 |
| Noninterest expense | 450,000 | 965,000 | 1,468,000 | 1,999,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 464,000 | 897,000 | 1,442,000 | 1,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 897,000 | 1,442,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,950,000 | 19,002,000 | 19,357,000 | 19,668,000 |