Call reports 2021
COMMUNITY NATIONAL BANK OF OKARCHE — 2021
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 128,735,000 | 131,170,000 | 130,214,000 | 135,110,000 |
| Total loans | 48,083,000 | 48,852,000 | 44,554,000 | 48,481,000 |
| Allowance for loan losses | 814,000 | 824,000 | 834,000 | 834,000 |
| Securities available for sale | 73,394,000 | 75,878,000 | 78,472,000 | 80,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,948,000 | 107,624,000 | 104,789,000 | 105,242,000 |
| Interest-bearing deposits | 85,126,000 | 82,828,000 | 80,208,000 | 82,053,000 |
| Noninterest-bearing deposits | 24,822,000 | 24,796,000 | 24,581,000 | 23,189,000 |
| Equity capital | 18,705,000 | 18,946,000 | 19,292,000 | 19,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,124,000 | 3,179,000 | 4,214,000 |
| Interest expense | 73,000 | 134,000 | 189,000 | 241,000 |
| Net interest income | 954,000 | 1,990,000 | 2,990,000 | 3,973,000 |
| Noninterest income | 88,000 | 174,000 | 256,000 | 343,000 |
| Noninterest expense | 471,000 | 944,000 | 1,434,000 | 1,924,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 30,000 |
| Pretax income | 561,000 | 1,200,000 | 1,782,000 | 2,362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,200,000 | 1,782,000 | 2,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,658,000 | 17,921,000 | 18,307,000 | 18,676,000 |