Call reports 2020
COMMUNITY NATIONAL BANK OF OKARCHE — 2020
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,936,000 | 127,021,000 | 122,491,000 | 121,238,000 |
| Total loans | 51,756,000 | 53,325,000 | 51,125,000 | 49,817,000 |
| Allowance for loan losses | 724,000 | 744,000 | 775,000 | 804,000 |
| Securities available for sale | 59,384,000 | 60,977,000 | 66,484,000 | 65,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,202,000 | 106,413,000 | 100,464,000 | 100,961,000 |
| Interest-bearing deposits | 78,857,000 | 81,932,000 | 77,959,000 | 77,938,000 |
| Noninterest-bearing deposits | 21,345,000 | 24,481,000 | 22,505,000 | 23,023,000 |
| Equity capital | 16,585,000 | 18,091,000 | 18,469,000 | 18,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,282,000 | 3,292,000 | 4,248,000 |
| Interest expense | 170,000 | 313,000 | 430,000 | 523,000 |
| Net interest income | 915,000 | 1,969,000 | 2,862,000 | 3,725,000 |
| Noninterest income | 97,000 | 171,000 | 259,000 | 336,000 |
| Noninterest expense | 439,000 | 887,000 | 1,362,000 | 1,838,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 553,000 | 1,213,000 | 1,689,000 | 2,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 553,000 | 1,213,000 | 1,689,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,497,000 | 16,739,000 | 17,025,000 | 17,278,000 |