Call reports 2019
COMMUNITY NATIONAL BANK OF OKARCHE — 2019
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,261,000 | 120,385,000 | 116,267,000 | 115,701,000 |
| Total loans | 48,115,000 | 48,204,000 | 48,439,000 | 52,380,000 |
| Allowance for loan losses | 674,000 | 684,000 | 694,000 | 704,000 |
| Securities available for sale | 54,262,000 | 59,559,000 | 61,738,000 | 58,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,005,000 | 103,070,000 | 94,585,000 | 93,208,000 |
| Interest-bearing deposits | 76,993,000 | 80,291,000 | 73,686,000 | 71,405,000 |
| Noninterest-bearing deposits | 25,012,000 | 22,779,000 | 20,899,000 | 21,803,000 |
| Equity capital | 15,128,000 | 15,863,000 | 16,198,000 | 16,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,136,000 | 3,227,000 | 4,292,000 |
| Interest expense | 167,000 | 340,000 | 526,000 | 719,000 |
| Net interest income | 898,000 | 1,796,000 | 2,701,000 | 3,573,000 |
| Noninterest income | 93,000 | 179,000 | 265,000 | 346,000 |
| Noninterest expense | 458,000 | 905,000 | 1,366,000 | 1,816,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 523,000 | 1,050,000 | 1,569,000 | 2,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,050,000 | 1,569,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,278,000 | 15,453,000 | 15,795,000 | 16,119,000 |
| Total capital | 15,802,000 | 16,547,000 | 16,892,000 | 17,268,000 |
| Risk-weighted assets | 63,153,000 | 62,740,000 | 62,302,000 | 65,128,000 |