Call reports 2018
COMMUNITY NATIONAL BANK OF OKARCHE — 2018
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 107,312,000 | 110,266,000 | 108,817,000 | 116,986,000 |
| Total loans | 47,684,000 | 45,034,000 | 46,363,000 | 48,079,000 |
| Allowance for loan losses | 634,000 | 644,000 | 654,000 | 664,000 |
| Securities available for sale | 51,468,000 | 54,000,000 | 53,091,000 | 57,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,178,000 | 94,635,000 | 93,167,000 | 93,499,000 |
| Interest-bearing deposits | 67,547,000 | 69,649,000 | 71,442,000 | 68,645,000 |
| Noninterest-bearing deposits | 21,631,000 | 24,986,000 | 21,725,000 | 24,854,000 |
| Equity capital | 13,422,000 | 13,525,000 | 13,664,000 | 14,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,900,000 | 2,900,000 | 3,931,000 |
| Interest expense | 84,000 | 185,000 | 289,000 | 430,000 |
| Net interest income | 830,000 | 1,715,000 | 2,611,000 | 3,501,000 |
| Noninterest income | 108,000 | 205,000 | 295,000 | 381,000 |
| Noninterest expense | 435,000 | 885,000 | 1,337,000 | 1,795,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 493,000 | 1,015,000 | 1,539,000 | 2,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 1,015,000 | 1,539,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,082,000 | 14,251,000 | 14,600,000 | 14,931,000 |
| Total capital | 14,716,000 | 14,895,000 | 15,254,000 | 15,595,000 |
| Risk-weighted assets | 60,099,000 | 58,482,000 | 58,425,000 | 62,133,000 |