Call reports 2016
COMMUNITY NATIONAL BANK OF OKARCHE — 2016
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,571,000 | 92,235,000 | 86,519,000 | 87,211,000 |
| Total loans | 43,568,000 | 41,917,000 | 40,472,000 | 39,018,000 |
| Allowance for loan losses | 590,000 | 600,000 | 624,000 | 624,000 |
| Securities available for sale | 35,532,000 | 36,091,000 | 35,104,000 | 36,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,436,000 | 72,378,000 | 67,568,000 | 69,293,000 |
| Interest-bearing deposits | 52,668,000 | 52,223,000 | 52,171,000 | 53,482,000 |
| Noninterest-bearing deposits | 16,768,000 | 20,155,000 | 15,397,000 | 15,811,000 |
| Equity capital | 12,863,000 | 12,982,000 | 13,098,000 | 12,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,631,000 | 2,412,000 | 3,153,000 |
| Interest expense | 51,000 | 102,000 | 152,000 | 202,000 |
| Net interest income | 780,000 | 1,529,000 | 2,260,000 | 2,951,000 |
| Noninterest income | 101,000 | 200,000 | 300,000 | 390,000 |
| Noninterest expense | 412,000 | 834,000 | 1,258,000 | 1,674,000 |
| Provision for loan losses | 10,000 | 20,000 | 40,000 | 40,000 |
| Pretax income | 459,000 | 875,000 | 1,262,000 | 1,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 875,000 | 1,262,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,417,000 | 12,480,000 | 12,692,000 | 12,881,000 |
| Total capital | 13,007,000 | 13,080,000 | 13,316,000 | 13,505,000 |
| Risk-weighted assets | 55,064,000 | 54,611,000 | 52,640,000 | 51,008,000 |