Call reports 2015
COMMUNITY NATIONAL BANK OF OKARCHE — 2015
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,890,000 | 87,005,000 | 83,878,000 | 88,038,000 |
| Total loans | 37,872,000 | 39,380,000 | 38,879,000 | 42,217,000 |
| Allowance for loan losses | 549,000 | 516,000 | 571,000 | 580,000 |
| Securities available for sale | 36,428,000 | 36,097,000 | 35,125,000 | 34,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,517,000 | 66,987,000 | 63,752,000 | 66,283,000 |
| Interest-bearing deposits | 49,202,000 | 48,990,000 | 48,807,000 | 49,459,000 |
| Noninterest-bearing deposits | 16,315,000 | 17,997,000 | 14,945,000 | 16,824,000 |
| Equity capital | 12,173,000 | 12,008,000 | 12,398,000 | 12,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,499,000 | 2,258,000 | 3,020,000 |
| Interest expense | 44,000 | 89,000 | 134,000 | 180,000 |
| Net interest income | 685,000 | 1,410,000 | 2,124,000 | 2,840,000 |
| Noninterest income | 103,000 | 201,000 | 302,000 | 399,000 |
| Noninterest expense | 399,000 | 816,000 | 1,230,000 | 1,655,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 379,000 | 775,000 | 1,166,000 | 1,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 775,000 | 1,166,000 | 1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,653,000 | 11,710,000 | 11,930,000 | 12,138,000 |
| Total capital | 12,202,000 | 12,226,000 | 12,501,000 | 12,718,000 |
| Risk-weighted assets | 48,326,000 | 50,586,000 | 50,892,000 | 54,447,000 |