Call reports 2014
COMMUNITY NATIONAL BANK OF OKARCHE — 2014
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,928,000 | 81,239,000 | 82,457,000 | 84,855,000 |
| Total loans | 34,597,000 | 35,250,000 | 33,457,000 | 37,224,000 |
| Allowance for loan losses | 542,000 | 542,000 | 543,000 | 538,000 |
| Securities available for sale | 33,504,000 | 36,635,000 | 38,645,000 | 37,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,158,000 | 62,350,000 | 63,302,000 | 67,568,000 |
| Interest-bearing deposits | 47,388,000 | 45,727,000 | 47,044,000 | 50,808,000 |
| Noninterest-bearing deposits | 15,770,000 | 16,623,000 | 16,258,000 | 16,760,000 |
| Equity capital | 10,890,000 | 11,354,000 | 11,585,000 | 11,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,326,000 | 2,054,000 | 2,783,000 |
| Interest expense | 47,000 | 98,000 | 172,000 | 217,000 |
| Net interest income | 608,000 | 1,228,000 | 1,882,000 | 2,566,000 |
| Noninterest income | 96,000 | 183,000 | 271,000 | 368,000 |
| Noninterest expense | 383,000 | 772,000 | 1,166,000 | 1,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 654,000 | 1,005,000 | 1,374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 654,000 | 1,005,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,699,000 | 11,031,000 | 11,283,000 | 11,475,000 |
| Total capital | 11,241,000 | 11,573,000 | 11,826,000 | 12,013,000 |
| Risk-weighted assets | 49,276,000 | 50,389,000 | 48,238,000 | 53,124,000 |