Call reports 2013
COMMUNITY NATIONAL BANK OF OKARCHE — 2013
What COMMUNITY NATIONAL BANK OF OKARCHE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,480,000 | 75,282,000 | 74,223,000 | 70,931,000 |
| Total loans | 31,607,000 | 32,499,000 | 32,724,000 | 32,739,000 |
| Allowance for loan losses | 496,000 | 511,000 | 526,000 | 540,000 |
| Securities available for sale | 35,892,000 | 34,510,000 | 32,927,000 | 29,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,428,000 | 53,905,000 | 55,838,000 | 57,843,000 |
| Interest-bearing deposits | 44,896,000 | 40,374,000 | 40,935,000 | 42,806,000 |
| Noninterest-bearing deposits | 12,532,000 | 13,531,000 | 14,903,000 | 15,037,000 |
| Equity capital | 10,511,000 | 10,502,000 | 10,612,000 | 10,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,375,000 | 2,049,000 | 2,689,000 |
| Interest expense | 62,000 | 119,000 | 174,000 | 225,000 |
| Net interest income | 643,000 | 1,256,000 | 1,875,000 | 2,464,000 |
| Noninterest income | 93,000 | 213,000 | 300,000 | 391,000 |
| Noninterest expense | 361,000 | 751,000 | 1,116,000 | 1,499,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 360,000 | 688,000 | 1,014,000 | 1,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 688,000 | 1,014,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,886,000 | 10,214,000 | 10,540,000 | 10,722,000 |
| Total capital | 10,382,000 | 10,725,000 | 11,066,000 | 11,262,000 |
| Risk-weighted assets | 47,103,000 | 48,098,000 | 47,868,000 | 46,730,000 |