Call reports 2021
SUNCREST BANK — 2021
What SUNCREST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,338,216,000 | 1,371,984,000 | 1,416,159,000 | 1,396,213,000 |
| Total loans | 863,343,000 | 868,818,000 | 820,909,000 | 787,327,000 |
| Allowance for loan losses | 8,504,000 | 8,502,000 | 8,503,000 | 8,504,000 |
| Securities available for sale | 347,575,000 | 378,926,000 | 372,921,000 | 323,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,166,398,000 | 1,191,848,000 | 1,233,088,000 | 1,209,181,000 |
| Interest-bearing deposits | 675,813,000 | 663,835,000 | 697,684,000 | 661,787,000 |
| Noninterest-bearing deposits | 490,585,000 | 528,013,000 | 535,405,000 | 547,394,000 |
| Equity capital | 164,055,000 | 172,515,000 | 174,787,000 | 179,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,581,000 | 24,180,000 | 37,054,000 | 49,192,000 |
| Interest expense | 518,000 | 1,007,000 | 1,491,000 | 1,944,000 |
| Net interest income | 11,063,000 | 23,173,000 | 35,563,000 | 47,248,000 |
| Noninterest income | 410,000 | 811,000 | 1,223,000 | 1,687,000 |
| Noninterest expense | 5,982,000 | 12,341,000 | 19,151,000 | 25,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 428,000 |
| Pretax income | 5,491,000 | 11,643,000 | 17,635,000 | 23,219,000 |
| Income tax | 1,487,000 | 3,151,000 | 4,847,000 | 6,424,000 |
| Net income | 4,004,000 | 8,492,000 | 12,788,000 | 16,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,163,000 | 122,944,000 | 127,490,000 | 132,820,000 |
| Total capital | 126,762,000 | 131,566,000 | 136,113,000 | 141,444,000 |
| Risk-weighted assets | 876,201,000 | 886,745,000 | 928,670,000 | 884,880,000 |