Call reports 2019
SUNCREST BANK — 2019
What SUNCREST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 931,235,000 | 943,692,000 | 997,413,000 | 984,898,000 |
| Total loans | 635,878,000 | 648,985,000 | 657,223,000 | 667,479,000 |
| Allowance for loan losses | 4,623,000 | 5,473,000 | 5,988,000 | 5,489,000 |
| Securities available for sale | 155,115,000 | 163,164,000 | 186,292,000 | 195,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,798,000 | 793,422,000 | 843,326,000 | 828,559,000 |
| Interest-bearing deposits | 501,778,000 | 514,534,000 | 535,523,000 | 499,670,000 |
| Noninterest-bearing deposits | 284,020,000 | 278,888,000 | 307,803,000 | 328,889,000 |
| Equity capital | 137,361,000 | 141,938,000 | 145,726,000 | 148,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,367,000 | 21,326,000 | 32,259,000 | 43,186,000 |
| Interest expense | 931,000 | 2,033,000 | 3,282,000 | 4,558,000 |
| Net interest income | 9,436,000 | 19,293,000 | 28,977,000 | 38,628,000 |
| Noninterest income | 341,000 | 668,000 | 1,044,000 | 1,447,000 |
| Noninterest expense | 5,428,000 | 10,837,000 | 16,129,000 | 21,467,000 |
| Provision for loan losses | 250,000 | 1,100,000 | 1,600,000 | 2,100,000 |
| Pretax income | 4,099,000 | 8,052,000 | 12,322,000 | 16,538,000 |
| Income tax | 1,111,000 | 2,246,000 | 3,449,000 | 4,629,000 |
| Net income | 2,988,000 | 5,806,000 | 8,873,000 | 11,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,047,000 | 97,096,000 | 100,570,000 | 103,887,000 |
| Total capital | 98,715,000 | 102,619,000 | 106,608,000 | 109,426,000 |
| Risk-weighted assets | 719,516,000 | 730,401,000 | 726,714,000 | 741,004,000 |