Call reports 2018
SUNCREST BANK — 2018
What SUNCREST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 545,870,000 | 883,022,000 | 911,511,000 | 928,677,000 |
| Total loans | 362,834,000 | 630,867,000 | 640,515,000 | 650,147,000 |
| Allowance for loan losses | 3,599,000 | 3,671,000 | 4,022,000 | 4,373,000 |
| Securities available for sale | 102,494,000 | 122,427,000 | 127,109,000 | 137,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,423,000 | 745,769,000 | 776,543,000 | 791,017,000 |
| Interest-bearing deposits | 312,279,000 | 465,986,000 | 472,977,000 | 498,843,000 |
| Noninterest-bearing deposits | 171,144,000 | 279,783,000 | 303,565,000 | 292,174,000 |
| Equity capital | 61,684,000 | 127,069,000 | 130,213,000 | 133,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,690,000 | 13,334,000 | 23,821,000 | 34,488,000 |
| Interest expense | 267,000 | 749,000 | 1,460,000 | 2,333,000 |
| Net interest income | 5,423,000 | 12,585,000 | 22,361,000 | 32,155,000 |
| Noninterest income | 245,000 | 907,000 | 1,264,000 | 1,583,000 |
| Noninterest expense | 3,380,000 | 8,855,000 | 13,830,000 | 18,860,000 |
| Provision for loan losses | 210,000 | 570,000 | 920,000 | 1,270,000 |
| Pretax income | 2,078,000 | 4,067,000 | 8,875,000 | 13,608,000 |
| Income tax | 622,000 | 1,202,000 | 2,507,000 | 3,751,000 |
| Net income | 1,456,000 | 2,865,000 | 6,368,000 | 9,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,203,000 | 82,690,000 | 86,723,000 | 90,579,000 |
| Total capital | 61,827,000 | 86,406,000 | 90,790,000 | 94,997,000 |
| Risk-weighted assets | 427,419,000 | 709,303,000 | 723,212,000 | 723,187,000 |