Call reports 2017
SUNCREST BANK — 2017
What SUNCREST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 451,629,000 | 485,042,000 | 529,359,000 | 528,917,000 |
| Total loans | 316,482,000 | 337,053,000 | 347,477,000 | 353,368,000 |
| Allowance for loan losses | 2,697,000 | 3,063,000 | 3,413,000 | 3,413,000 |
| Securities available for sale | 45,424,000 | 46,360,000 | 60,079,000 | 90,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,455,000 | 424,565,000 | 467,439,000 | 466,906,000 |
| Interest-bearing deposits | 279,434,000 | 288,714,000 | 302,910,000 | 304,570,000 |
| Noninterest-bearing deposits | 113,020,000 | 135,851,000 | 164,529,000 | 162,336,000 |
| Equity capital | 58,246,000 | 59,578,000 | 60,932,000 | 60,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 10,566,000 | 16,304,000 | 22,157,000 |
| Interest expense | 247,000 | 515,000 | 749,000 | 1,026,000 |
| Net interest income | 4,731,000 | 10,051,000 | 15,555,000 | 21,131,000 |
| Noninterest income | 233,000 | 536,000 | 919,000 | 1,161,000 |
| Noninterest expense | 3,617,000 | 6,756,000 | 9,953,000 | 13,283,000 |
| Provision for loan losses | 200,000 | 600,000 | 950,000 | 950,000 |
| Pretax income | 1,207,000 | 3,291,000 | 5,631,000 | 8,119,000 |
| Income tax | 512,000 | 1,383,000 | 2,357,000 | 4,733,000 |
| Net income | 695,000 | 1,908,000 | 3,274,000 | 3,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,700,000 | 54,004,000 | 55,460,000 | 55,775,000 |
| Total capital | 55,404,000 | 57,075,000 | 58,881,000 | 59,213,000 |
| Risk-weighted assets | 386,838,000 | 408,758,000 | 410,382,000 | 409,116,000 |