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Call reports 2012

SUNCREST BANK — 2012

What SUNCREST BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3da947fd-0421-49ed-92b9-e1cc24dd66b4/2012

Balance sheet

What the bank holds and owes at quarter end

Measure2012Q12012Q22012Q32012Q4
Total assets95,733,00099,235,000103,659,00099,122,000
Total loans69,053,00073,501,00079,348,00080,262,000
Allowance for loan losses1,299,0001,327,0001,354,0001,372,000
Securities available for sale15,115,00015,079,00014,914,00014,722,000
Securities held to maturity0000
Trading assets0000
Total deposits82,489,00085,838,00090,125,00084,782,000
Interest-bearing deposits60,094,00058,664,00061,844,00060,952,000
Noninterest-bearing deposits22,395,00027,174,00028,281,00023,830,000
Equity capital12,818,00012,924,00013,031,00013,179,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2012Q12012Q22012Q32012Q4
Interest income1,080,0002,212,0003,364,0004,578,000
Interest expense108,000211,000312,000412,000
Net interest income972,0002,001,0003,052,0004,166,000
Noninterest income140,000219,000289,000329,000
Noninterest expense1,004,0001,999,0003,003,0003,983,000
Provision for loan losses27,00054,00081,00099,000
Pretax income81,000167,000257,000413,000
Income tax01,0001,0001,000
Net income81,000166,000256,000412,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2012Q12012Q22012Q32012Q4
Tier 1 capital12,800,00012,900,00012,995,00013,156,000
Total capital13,663,00013,819,00013,987,00014,159,000
Risk-weighted assets77,303,00081,193,00086,898,00087,116,000

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