Call reports 2024
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2024
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,014,785,000 | 1,024,716,000 | 1,043,699,000 | 1,064,586,000 |
| Total loans | 826,393,000 | 832,718,000 | 838,911,000 | 865,027,000 |
| Allowance for loan losses | 12,306,000 | 12,259,000 | 12,448,000 | 12,629,000 |
| Securities available for sale | 155,285,000 | 156,444,000 | 170,732,000 | 163,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,904,000 | 782,745,000 | 809,971,000 | 808,130,000 |
| Interest-bearing deposits | 589,308,000 | 598,514,000 | 617,263,000 | 600,411,000 |
| Noninterest-bearing deposits | 193,596,000 | 184,231,000 | 192,708,000 | 207,719,000 |
| Equity capital | 95,182,000 | 92,418,000 | 98,380,000 | 97,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,356,000 | 27,158,000 | 41,457,000 | 56,204,000 |
| Interest expense | 4,277,000 | 8,991,000 | 13,765,000 | 18,365,000 |
| Net interest income | 9,079,000 | 18,167,000 | 27,692,000 | 37,839,000 |
| Noninterest income | 1,437,000 | 2,989,000 | 4,559,000 | 6,209,000 |
| Noninterest expense | 5,431,000 | 10,755,000 | 16,480,000 | 22,319,000 |
| Provision for loan losses | 128,000 | 256,000 | 436,000 | 617,000 |
| Pretax income | 4,976,000 | 10,153,000 | 15,343,000 | 21,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,976,000 | 10,153,000 | 15,343,000 | 21,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,322,000 | 113,114,000 | 114,110,000 | 119,871,000 |