Call reports 2023
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2023
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 970,707,000 | 981,722,000 | 986,795,000 | 1,007,407,000 |
| Total loans | 785,416,000 | 800,664,000 | 807,838,000 | 821,264,000 |
| Allowance for loan losses | 11,856,000 | 11,962,000 | 12,049,000 | 12,157,000 |
| Securities available for sale | 156,021,000 | 153,855,000 | 148,334,000 | 149,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,076,000 | 731,197,000 | 773,067,000 | 767,366,000 |
| Interest-bearing deposits | 543,890,000 | 544,101,000 | 586,898,000 | 569,182,000 |
| Noninterest-bearing deposits | 195,186,000 | 187,096,000 | 186,169,000 | 198,184,000 |
| Equity capital | 91,317,000 | 86,115,000 | 82,685,000 | 96,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,548,000 | 23,811,000 | 36,541,000 | 49,687,000 |
| Interest expense | 2,686,000 | 5,949,000 | 9,691,000 | 13,551,000 |
| Net interest income | 8,862,000 | 17,862,000 | 26,850,000 | 36,136,000 |
| Noninterest income | 1,457,000 | 3,025,000 | 4,713,000 | 6,161,000 |
| Noninterest expense | 5,542,000 | 10,958,000 | 15,543,000 | 20,866,000 |
| Provision for loan losses | 120,000 | 227,000 | 319,000 | 435,000 |
| Pretax income | 4,635,000 | 9,680,000 | 15,679,000 | 21,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,635,000 | 9,680,000 | 15,679,000 | 21,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,056,000 | 108,136,000 | 110,151,000 | 115,536,000 |