Call reports 2022
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2022
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 941,868,000 | 966,843,000 | 965,109,000 | 969,379,000 |
| Total loans | 732,165,000 | 776,590,000 | 783,589,000 | 785,111,000 |
| Allowance for loan losses | 11,150,000 | 11,184,000 | 11,239,000 | 11,731,000 |
| Securities available for sale | 171,721,000 | 162,349,000 | 152,602,000 | 150,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,576,000 | 732,548,000 | 712,269,000 | 726,977,000 |
| Interest-bearing deposits | 532,334,000 | 491,432,000 | 484,755,000 | 513,520,000 |
| Noninterest-bearing deposits | 247,242,000 | 241,116,000 | 227,515,000 | 213,457,000 |
| Equity capital | 97,978,000 | 87,628,000 | 83,317,000 | 86,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,308,000 | 20,218,000 | 31,261,000 | 42,728,000 |
| Interest expense | 524,000 | 1,251,000 | 2,480,000 | 4,317,000 |
| Net interest income | 9,784,000 | 18,967,000 | 28,781,000 | 38,411,000 |
| Noninterest income | 2,070,000 | 4,737,000 | 6,685,000 | 8,358,000 |
| Noninterest expense | 5,485,000 | 11,413,000 | 17,028,000 | 22,863,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 615,000 |
| Pretax income | 6,344,000 | 12,236,000 | 18,332,000 | 23,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,344,000 | 12,236,000 | 18,332,000 | 23,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,171,000 | 106,198,000 | 108,861,000 | 110,402,000 |