Call reports 2021
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2021
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 959,751,000 | 947,302,000 | 948,936,000 | 970,045,000 |
| Total loans | 734,457,000 | 742,748,000 | 738,921,000 | 749,587,000 |
| Allowance for loan losses | 10,887,000 | 10,977,000 | 11,021,000 | 11,072,000 |
| Securities available for sale | 171,354,000 | 179,991,000 | 171,709,000 | 186,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,695,000 | 760,492,000 | 768,717,000 | 792,516,000 |
| Interest-bearing deposits | 541,013,000 | 539,639,000 | 551,791,000 | 565,042,000 |
| Noninterest-bearing deposits | 220,682,000 | 220,853,000 | 216,926,000 | 227,474,000 |
| Equity capital | 104,823,000 | 102,364,000 | 104,070,000 | 104,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,091,000 | 19,398,000 | 28,670,000 | 38,586,000 |
| Interest expense | 858,000 | 1,592,000 | 2,223,000 | 2,811,000 |
| Net interest income | 9,233,000 | 17,806,000 | 26,447,000 | 35,775,000 |
| Noninterest income | 2,865,000 | 5,938,000 | 8,196,000 | 9,876,000 |
| Noninterest expense | 5,508,000 | 11,709,000 | 17,492,000 | 23,332,000 |
| Provision for loan losses | 91,000 | 181,000 | 271,000 | 360,000 |
| Pretax income | 6,769,000 | 12,601,000 | 17,627,000 | 22,706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,769,000 | 12,601,000 | 17,627,000 | 22,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,503,000 | 100,815,000 | 102,409,000 | 104,743,000 |