Call reports 2018
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2018
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 824,381,000 | 820,032,000 | 826,789,000 | 858,390,000 |
| Total loans | 669,033,000 | 668,133,000 | 683,170,000 | 699,842,000 |
| Allowance for loan losses | 9,433,000 | 9,540,000 | 9,681,000 | 9,917,000 |
| Securities available for sale | 118,205,000 | 119,871,000 | 118,523,000 | 121,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,119,000 | 566,373,000 | 580,208,000 | 566,209,000 |
| Interest-bearing deposits | 451,955,000 | 442,926,000 | 459,657,000 | 436,325,000 |
| Noninterest-bearing deposits | 130,164,000 | 123,447,000 | 120,551,000 | 129,884,000 |
| Equity capital | 76,635,000 | 75,209,000 | 75,747,000 | 81,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,127,000 | 18,506,000 | 28,127,000 | 38,047,000 |
| Interest expense | 1,405,000 | 3,001,000 | 4,724,000 | 6,586,000 |
| Net interest income | 7,722,000 | 15,505,000 | 23,403,000 | 31,461,000 |
| Noninterest income | 1,515,000 | 2,902,000 | 4,296,000 | 5,699,000 |
| Noninterest expense | 5,171,000 | 10,263,000 | 15,360,000 | 20,543,000 |
| Provision for loan losses | 99,000 | 225,000 | 362,000 | 530,000 |
| Pretax income | 3,967,000 | 7,919,000 | 11,982,000 | 16,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,967,000 | 7,919,000 | 11,982,000 | 16,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,954,000 | 77,827,000 | 79,350,000 | 83,509,000 |
| Total capital | 97,434,000 | 91,477,000 | 93,167,000 | 97,547,000 |
| Risk-weighted assets | 716,465,000 | 710,731,000 | 724,104,000 | 741,726,000 |