Call reports 2017
CITIZENS NATIONAL BANK OF BLUFFTON, THE — 2017
What CITIZENS NATIONAL BANK OF BLUFFTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 783,609,000 | 802,332,000 | 810,487,000 | 816,684,000 |
| Total loans | 622,361,000 | 644,551,000 | 652,600,000 | 672,071,000 |
| Allowance for loan losses | 8,910,000 | 9,113,000 | 9,287,000 | 9,306,000 |
| Securities available for sale | 128,082,000 | 126,104,000 | 124,191,000 | 115,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,640,000 | 545,026,000 | 556,061,000 | 547,211,000 |
| Interest-bearing deposits | 423,941,000 | 418,542,000 | 429,118,000 | 412,790,000 |
| Noninterest-bearing deposits | 130,699,000 | 126,484,000 | 126,942,000 | 134,421,000 |
| Equity capital | 73,091,000 | 73,093,000 | 74,127,000 | 77,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,440,000 | 17,187,000 | 25,854,000 | 34,726,000 |
| Interest expense | 1,098,000 | 2,300,000 | 3,573,000 | 4,823,000 |
| Net interest income | 7,342,000 | 14,887,000 | 22,281,000 | 29,903,000 |
| Noninterest income | 1,232,000 | 2,529,000 | 3,983,000 | 5,589,000 |
| Noninterest expense | 4,676,000 | 9,489,000 | 14,447,000 | 19,760,000 |
| Provision for loan losses | 132,000 | 283,000 | 442,000 | 601,000 |
| Pretax income | 3,778,000 | 7,688,000 | 11,419,000 | 15,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,778,000 | 7,688,000 | 11,419,000 | 15,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,532,000 | 72,639,000 | 73,969,000 | 77,673,000 |
| Total capital | 91,609,000 | 90,929,000 | 92,401,000 | 96,242,000 |
| Risk-weighted assets | 684,402,000 | 701,447,000 | 712,758,000 | 723,847,000 |