Call reports 2022
WEST COAST COMMUNITY BANK — 2022
What WEST COAST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,723,430,000 | 1,761,103,000 | 1,862,166,000 | 1,744,487,000 |
| Total loans | 1,188,552,000 | 1,215,303,000 | 1,241,061,000 | 1,267,739,000 |
| Allowance for loan losses | 20,555,000 | 21,171,000 | 20,802,000 | 21,444,000 |
| Securities available for sale | 331,608,000 | 325,080,000 | 319,113,000 | 320,730,000 |
| Securities held to maturity | 3,127,000 | 3,005,000 | 2,916,000 | 2,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,523,653,000 | 1,555,232,000 | 1,656,271,000 | 1,530,782,000 |
| Interest-bearing deposits | 814,717,000 | 851,283,000 | 882,744,000 | 861,293,000 |
| Noninterest-bearing deposits | 708,936,000 | 703,949,000 | 773,527,000 | 669,489,000 |
| Equity capital | 182,884,000 | 185,535,000 | 187,026,000 | 197,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,459,000 | 31,753,000 | 50,631,000 | 72,061,000 |
| Interest expense | 370,000 | 745,000 | 1,214,000 | 1,852,000 |
| Net interest income | 15,089,000 | 31,008,000 | 49,417,000 | 70,209,000 |
| Noninterest income | 725,000 | 2,086,000 | 3,519,000 | 4,224,000 |
| Noninterest expense | 7,554,000 | 15,189,000 | 22,323,000 | 29,081,000 |
| Provision for loan losses | 645,000 | 1,267,000 | 950,000 | 1,592,000 |
| Pretax income | 7,615,000 | 16,638,000 | 29,662,000 | 43,759,000 |
| Income tax | 2,232,000 | 4,888,000 | 8,739,000 | 12,815,000 |
| Net income | 5,383,000 | 11,750,000 | 20,923,000 | 30,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,847,000 | 170,534,000 | 177,252,000 | 186,071,000 |
| Total capital | 180,095,000 | 186,726,000 | 194,078,000 | 203,119,000 |
| Risk-weighted assets | 1,214,212,000 | 1,289,980,000 | 1,341,645,000 | 1,359,042,000 |