Call reports 2020
WEST COAST COMMUNITY BANK — 2020
What WEST COAST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,069,463,000 | 1,384,830,000 | 1,448,697,000 | 1,422,872,000 |
| Total loans | 751,831,000 | 1,111,813,000 | 1,206,822,000 | 1,233,879,000 |
| Allowance for loan losses | 10,349,000 | 10,602,000 | 10,966,000 | 13,021,000 |
| Securities available for sale | 46,952,000 | 47,432,000 | 52,017,000 | 49,850,000 |
| Securities held to maturity | 13,276,000 | 11,686,000 | 10,285,000 | 7,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 899,127,000 | 1,147,585,000 | 1,179,709,000 | 1,194,784,000 |
| Interest-bearing deposits | 542,166,000 | 598,938,000 | 621,716,000 | 642,139,000 |
| Noninterest-bearing deposits | 356,960,000 | 548,648,000 | 557,993,000 | 552,645,000 |
| Equity capital | 154,891,000 | 159,691,000 | 164,947,000 | 168,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,837,000 | 23,486,000 | 37,045,000 | 51,696,000 |
| Interest expense | 792,000 | 1,474,000 | 2,116,000 | 2,710,000 |
| Net interest income | 11,045,000 | 22,012,000 | 34,929,000 | 48,986,000 |
| Noninterest income | 963,000 | 1,584,000 | 2,853,000 | 3,993,000 |
| Noninterest expense | 5,680,000 | 11,703,000 | 17,998,000 | 25,485,000 |
| Provision for loan losses | 150,000 | 400,000 | 760,000 | 2,816,000 |
| Pretax income | 6,178,000 | 11,493,000 | 19,024,000 | 24,678,000 |
| Income tax | 1,797,000 | 3,326,000 | 5,518,000 | 7,128,000 |
| Net income | 4,381,000 | 8,167,000 | 13,506,000 | 17,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,113,000 | 129,850,000 | 135,145,000 | 139,172,000 |
| Total capital | 136,367,000 | 140,035,000 | 146,227,000 | 151,320,000 |
| Risk-weighted assets | 819,865,000 | 814,039,000 | 886,407,000 | 970,632,000 |