Call reports 2019
WEST COAST COMMUNITY BANK — 2019
What WEST COAST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 668,098,000 | 702,420,000 | 722,872,000 | 1,070,983,000 |
| Total loans | 487,515,000 | 510,959,000 | 506,584,000 | 757,516,000 |
| Allowance for loan losses | 9,843,000 | 9,992,000 | 10,148,000 | 10,296,000 |
| Securities available for sale | 28,235,000 | 29,886,000 | 37,738,000 | 52,345,000 |
| Securities held to maturity | 20,724,000 | 18,610,000 | 16,918,000 | 15,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,734,000 | 614,934,000 | 631,411,000 | 904,348,000 |
| Interest-bearing deposits | 330,916,000 | 343,828,000 | 347,426,000 | 558,498,000 |
| Noninterest-bearing deposits | 250,818,000 | 271,106,000 | 283,985,000 | 345,850,000 |
| Equity capital | 71,466,000 | 74,817,000 | 77,808,000 | 151,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,163,000 | 16,644,000 | 25,427,000 | 37,373,000 |
| Interest expense | 407,000 | 893,000 | 1,368,000 | 2,188,000 |
| Net interest income | 7,756,000 | 15,751,000 | 24,059,000 | 35,185,000 |
| Noninterest income | 809,000 | 1,697,000 | 2,465,000 | 3,130,000 |
| Noninterest expense | 4,404,000 | 8,544,000 | 13,085,000 | 20,437,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 4,161,000 | 8,754,000 | 13,139,000 | 17,428,000 |
| Income tax | 1,196,000 | 2,522,000 | 3,880,000 | 5,153,000 |
| Net income | 2,965,000 | 6,232,000 | 9,259,000 | 12,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,576,000 | 74,811,000 | 77,799,000 | 121,766,000 |
| Total capital | 77,964,000 | 81,483,000 | 84,366,000 | 131,913,000 |
| Risk-weighted assets | 507,454,000 | 530,241,000 | 521,616,000 | 811,299,000 |