Call reports 2018
WEST COAST COMMUNITY BANK — 2018
What WEST COAST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 645,433,000 | 635,257,000 | 664,895,000 | 662,408,000 |
| Total loans | 471,719,000 | 475,029,000 | 471,666,000 | 490,381,000 |
| Allowance for loan losses | 9,361,000 | 9,505,000 | 9,643,000 | 9,837,000 |
| Securities available for sale | 19,942,000 | 21,773,000 | 29,543,000 | 26,272,000 |
| Securities held to maturity | 26,977,000 | 24,494,000 | 22,020,000 | 21,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,321,000 | 563,842,000 | 589,706,000 | 584,126,000 |
| Interest-bearing deposits | 340,738,000 | 326,619,000 | 330,532,000 | 323,176,000 |
| Noninterest-bearing deposits | 235,583,000 | 237,223,000 | 259,174,000 | 260,950,000 |
| Equity capital | 59,916,000 | 62,571,000 | 65,428,000 | 68,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,067,000 | 14,511,000 | 22,374,000 | 30,610,000 |
| Interest expense | 291,000 | 588,000 | 940,000 | 1,333,000 |
| Net interest income | 6,776,000 | 13,923,000 | 21,434,000 | 29,277,000 |
| Noninterest income | 873,000 | 1,631,000 | 2,342,000 | 2,876,000 |
| Noninterest expense | 3,893,000 | 7,791,000 | 11,743,000 | 15,599,000 |
| Provision for loan losses | 187,000 | 375,000 | 500,000 | 688,000 |
| Pretax income | 3,569,000 | 7,388,000 | 11,533,000 | 15,866,000 |
| Income tax | 1,038,000 | 2,136,000 | 3,331,000 | 4,486,000 |
| Net income | 2,531,000 | 5,252,000 | 8,202,000 | 11,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,114,000 | 62,784,000 | 65,647,000 | 68,732,000 |
| Total capital | 66,622,000 | 69,335,000 | 72,285,000 | 75,165,000 |
| Risk-weighted assets | 517,612,000 | 520,917,000 | 527,843,000 | 511,071,000 |