Call reports 2017
WEST COAST COMMUNITY BANK — 2017
What WEST COAST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 597,776,000 | 595,987,000 | 634,287,000 | 629,964,000 |
| Total loans | 423,603,000 | 433,696,000 | 450,523,000 | 455,454,000 |
| Allowance for loan losses | 8,497,000 | 8,692,000 | 8,934,000 | 9,106,000 |
| Securities available for sale | 17,253,000 | 16,608,000 | 18,420,000 | 18,171,000 |
| Securities held to maturity | 33,377,000 | 31,186,000 | 29,417,000 | 28,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,260,000 | 532,849,000 | 568,722,000 | 562,659,000 |
| Interest-bearing deposits | 308,905,000 | 305,886,000 | 312,423,000 | 319,916,000 |
| Noninterest-bearing deposits | 228,355,000 | 226,963,000 | 256,299,000 | 242,743,000 |
| Equity capital | 52,652,000 | 54,582,000 | 56,617,000 | 57,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,194,000 | 12,588,000 | 19,283,000 | 26,312,000 |
| Interest expense | 171,000 | 352,000 | 563,000 | 790,000 |
| Net interest income | 6,023,000 | 12,236,000 | 18,720,000 | 25,522,000 |
| Noninterest income | 817,000 | 1,600,000 | 2,508,000 | 2,925,000 |
| Noninterest expense | 3,454,000 | 7,070,000 | 10,721,000 | 14,097,000 |
| Provision for loan losses | 300,000 | 488,000 | 725,000 | 913,000 |
| Pretax income | 3,086,000 | 6,278,000 | 9,782,000 | 13,437,000 |
| Income tax | 1,211,000 | 2,475,000 | 3,869,000 | 6,679,000 |
| Net income | 1,875,000 | 3,803,000 | 5,913,000 | 6,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,979,000 | 54,865,000 | 56,929,000 | 57,717,000 |
| Total capital | 58,771,000 | 60,818,000 | 63,102,000 | 63,968,000 |
| Risk-weighted assets | 460,484,000 | 473,365,000 | 490,969,000 | 497,119,000 |