Call reports 2026
FARMERS AND DROVERS BANK — 2026
What FARMERS AND DROVERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 223,497,000 | 221,919,000 |
| Total loans | 131,141,000 | 129,278,000 |
| Allowance for loan losses | 1,448,000 | 1,435,000 |
| Securities available for sale | 81,516,000 | 81,343,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 140,965,000 | 140,955,000 |
| Interest-bearing deposits | 121,051,000 | 121,442,000 |
| Noninterest-bearing deposits | 19,914,000 | 19,513,000 |
| Equity capital | 52,793,000 | 53,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,789,000 | 5,597,000 |
| Interest expense | 853,000 | 1,717,000 |
| Net interest income | 1,936,000 | 3,880,000 |
| Noninterest income | 137,000 | 255,000 |
| Noninterest expense | 1,080,000 | 2,145,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 989,000 | 1,986,000 |
| Income tax | 205,000 | 418,000 |
| Net income | 784,000 | 1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,368,000 | 57,975,000 |