Call reports 2024
FARMERS AND DROVERS BANK — 2024
What FARMERS AND DROVERS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 205,962,000 | 208,455,000 | 199,927,000 | 209,783,000 |
| Total loans | 120,427,000 | 121,362,000 | 109,359,000 | 122,074,000 |
| Allowance for loan losses | 1,371,000 | 1,371,000 | 1,366,000 | 1,360,000 |
| Securities available for sale | 72,398,000 | 73,100,000 | 79,272,000 | 75,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,762,000 | 131,736,000 | 137,830,000 | 142,293,000 |
| Interest-bearing deposits | 112,064,000 | 112,314,000 | 116,428,000 | 121,533,000 |
| Noninterest-bearing deposits | 20,698,000 | 19,422,000 | 21,402,000 | 20,760,000 |
| Equity capital | 46,690,000 | 47,346,000 | 49,706,000 | 48,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,667,000 | 6,962,000 | 9,367,000 |
| Interest expense | 807,000 | 1,692,000 | 2,498,000 | 3,300,000 |
| Net interest income | 1,478,000 | 2,975,000 | 4,464,000 | 6,067,000 |
| Noninterest income | 135,000 | 263,000 | 474,000 | 648,000 |
| Noninterest expense | 1,039,000 | 2,069,000 | 3,101,000 | 4,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 574,000 | 1,169,000 | 1,837,000 | 2,503,000 |
| Income tax | 120,000 | 259,000 | 412,000 | 60,000 |
| Net income | 454,000 | 910,000 | 1,425,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,276,000 | 54,562,000 | 54,908,000 | 55,757,000 |