Call reports 2022
FARMERS AND DROVERS BANK — 2022
What FARMERS AND DROVERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 211,160,000 | 206,556,000 | 201,107,000 | 209,055,000 |
| Total loans | 108,174,000 | 106,741,000 | 102,405,000 | 108,263,000 |
| Allowance for loan losses | 1,459,000 | 1,459,000 | 1,458,000 | 1,459,000 |
| Securities available for sale | 81,695,000 | 78,293,000 | 79,464,000 | 78,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,024,000 | 139,143,000 | 134,462,000 | 140,861,000 |
| Interest-bearing deposits | 119,280,000 | 116,837,000 | 110,272,000 | 116,779,000 |
| Noninterest-bearing deposits | 22,744,000 | 22,306,000 | 24,190,000 | 24,082,000 |
| Equity capital | 48,637,000 | 45,708,000 | 43,969,000 | 44,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,328,000 | 5,054,000 | 6,880,000 |
| Interest expense | 166,000 | 340,000 | 564,000 | 867,000 |
| Net interest income | 1,492,000 | 2,988,000 | 4,490,000 | 6,013,000 |
| Noninterest income | 119,000 | 271,000 | 459,000 | 607,000 |
| Noninterest expense | 913,000 | 1,884,000 | 2,901,000 | 3,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 698,000 | 1,375,000 | 2,048,000 | 2,688,000 |
| Income tax | 150,000 | 301,000 | 447,000 | 584,000 |
| Net income | 548,000 | 1,074,000 | 1,601,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,475,000 | 52,836,000 | 53,198,000 | 53,537,000 |