Call reports 2021
FARMERS AND DROVERS BANK — 2021
What FARMERS AND DROVERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 204,119,000 | 210,128,000 | 208,411,000 | 214,005,000 |
| Total loans | 106,721,000 | 108,525,000 | 104,466,000 | 108,358,000 |
| Allowance for loan losses | 1,487,000 | 1,492,000 | 1,469,000 | 1,465,000 |
| Securities available for sale | 76,151,000 | 75,867,000 | 86,913,000 | 82,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,555,000 | 138,785,000 | 135,054,000 | 141,959,000 |
| Interest-bearing deposits | 109,103,000 | 116,261,000 | 112,966,000 | 120,418,000 |
| Noninterest-bearing deposits | 24,452,000 | 22,524,000 | 22,088,000 | 21,541,000 |
| Equity capital | 51,706,000 | 52,201,000 | 52,635,000 | 52,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,415,000 | 5,203,000 | 6,987,000 |
| Interest expense | 204,000 | 413,000 | 613,000 | 787,000 |
| Net interest income | 1,409,000 | 3,002,000 | 4,590,000 | 6,200,000 |
| Noninterest income | 121,000 | 244,000 | 403,000 | 538,000 |
| Noninterest expense | 967,000 | 1,882,000 | 2,890,000 | 4,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 563,000 | 1,364,000 | 2,103,000 | 2,686,000 |
| Income tax | 115,000 | 291,000 | 455,000 | 576,000 |
| Net income | 448,000 | 1,073,000 | 1,648,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,000,000 | 51,503,000 | 51,942,000 | 52,238,000 |
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