Call reports 2026
WESTERN DAKOTA BANK — 2026
What WESTERN DAKOTA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 89,193,000 | 85,563,000 |
| Total loans | 25,276,000 | 28,048,000 |
| Allowance for loan losses | 405,000 | 416,000 |
| Securities available for sale | 1,825,000 | 3,848,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 80,902,000 | 77,319,000 |
| Interest-bearing deposits | 58,083,000 | 59,014,000 |
| Noninterest-bearing deposits | 22,819,000 | 18,305,000 |
| Equity capital | 7,967,000 | 7,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 932,000 | 1,940,000 |
| Interest expense | 323,000 | 653,000 |
| Net interest income | 609,000 | 1,287,000 |
| Noninterest income | 52,000 | 117,000 |
| Noninterest expense | 442,000 | 875,000 |
| Provision for loan losses | 12,000 | 24,000 |
| Pretax income | 207,000 | 505,000 |
| Income tax | 12,000 | 25,000 |
| Net income | 195,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,036,000 | 7,935,000 |