Call reports 2018
WESTERN DAKOTA BANK — 2018
What WESTERN DAKOTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,234,000 | 37,354,000 | 36,933,000 | 39,962,000 |
| Total loans | 11,171,000 | 13,151,000 | 13,704,000 | 12,346,000 |
| Allowance for loan losses | 99,000 | 119,000 | 132,000 | 146,000 |
| Securities available for sale | 3,252,000 | 2,044,000 | 2,023,000 | 2,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,377,000 | 34,414,000 | 33,879,000 | 36,803,000 |
| Interest-bearing deposits | 20,813,000 | 21,538,000 | 22,071,000 | 22,445,000 |
| Noninterest-bearing deposits | 13,564,000 | 12,876,000 | 11,808,000 | 14,358,000 |
| Equity capital | 2,829,000 | 2,905,000 | 3,015,000 | 3,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 554,000 | 862,000 | 1,188,000 |
| Interest expense | 23,000 | 50,000 | 86,000 | 130,000 |
| Net interest income | 244,000 | 504,000 | 776,000 | 1,058,000 |
| Noninterest income | 76,000 | 175,000 | 257,000 | 337,000 |
| Noninterest expense | 265,000 | 524,000 | 799,000 | 1,108,000 |
| Provision for loan losses | 11,000 | 31,000 | 46,000 | 61,000 |
| Pretax income | 44,000 | 124,000 | 244,000 | 340,000 |
| Income tax | 0 | 6,000 | 9,000 | 21,000 |
| Net income | 44,000 | 118,000 | 235,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,841,000 | 2,914,000 | 3,031,000 | 3,116,000 |
| Total capital | 2,940,000 | 3,033,000 | 3,163,000 | 3,262,000 |
| Risk-weighted assets | 13,866,000 | 15,333,000 | 16,020,000 | 14,855,000 |