Call reports 2017
WESTERN DAKOTA BANK — 2017
What WESTERN DAKOTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,159,000 | 33,205,000 | 35,939,000 | 39,056,000 |
| Total loans | 9,345,000 | 10,685,000 | 11,427,000 | 11,102,000 |
| Allowance for loan losses | 72,000 | 70,000 | 81,000 | 89,000 |
| Securities available for sale | 4,573,000 | 4,522,000 | 3,310,000 | 3,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,572,000 | 30,641,000 | 33,363,000 | 36,491,000 |
| Interest-bearing deposits | 18,268,000 | 18,077,000 | 18,670,000 | 19,563,000 |
| Noninterest-bearing deposits | 13,304,000 | 12,564,000 | 14,693,000 | 16,928,000 |
| Equity capital | 2,571,000 | 2,548,000 | 2,550,000 | 2,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 446,000 | 694,000 | 957,000 |
| Interest expense | 20,000 | 39,000 | 59,000 | 79,000 |
| Net interest income | 190,000 | 407,000 | 635,000 | 878,000 |
| Noninterest income | 76,000 | 150,000 | 227,000 | 295,000 |
| Noninterest expense | 275,000 | 534,000 | 809,000 | 1,067,000 |
| Provision for loan losses | 1,000 | 5,000 | 14,000 | 23,000 |
| Pretax income | -10,000 | 18,000 | 39,000 | -167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | 18,000 | 39,000 | -167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,704,000 | 2,731,000 | 2,752,000 | 2,547,000 |
| Total capital | 2,776,000 | 2,801,000 | 2,833,000 | 2,636,000 |
| Risk-weighted assets | 12,717,000 | 13,822,000 | 14,618,000 | 13,989,000 |