Call reports 2013
WESTERN DAKOTA BANK — 2013
What WESTERN DAKOTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,906,000 | 35,322,000 | 34,124,000 | 34,289,000 |
| Total loans | 6,259,000 | 7,041,000 | 7,183,000 | 6,262,000 |
| Allowance for loan losses | 92,000 | 93,000 | 95,000 | 92,000 |
| Securities available for sale | 2,141,000 | 2,067,000 | 2,567,000 | 3,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,145,000 | 32,610,000 | 31,405,000 | 31,578,000 |
| Interest-bearing deposits | 15,699,000 | 16,810,000 | 15,189,000 | 14,924,000 |
| Noninterest-bearing deposits | 12,446,000 | 15,800,000 | 16,216,000 | 16,654,000 |
| Equity capital | 2,640,000 | 2,592,000 | 2,598,000 | 2,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 461,000 | 704,000 | 933,000 |
| Interest expense | 19,000 | 38,000 | 57,000 | 76,000 |
| Net interest income | 208,000 | 423,000 | 647,000 | 857,000 |
| Noninterest income | 108,000 | 198,000 | 230,000 | 261,000 |
| Noninterest expense | 316,000 | 597,000 | 866,000 | 1,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 24,000 | 11,000 | 30,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 0 |
| Net income | -4,000 | 16,000 | 0 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,413,000 | 2,458,000 | 2,467,000 | 2,522,000 |
| Total capital | 2,505,000 | 2,551,000 | 2,562,000 | 2,614,000 |
| Risk-weighted assets | 11,492,000 | 12,958,000 | 12,810,000 | 12,312,000 |