Call reports 2025
CANANDAIGUA NATIONAL TRUST COMPANY OF FLORIDA — 2025
What CANANDAIGUA NATIONAL TRUST COMPANY OF FLORIDA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,521,000 | 5,783,000 | 6,055,000 | 6,249,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 528,000 | 530,000 | 529,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000 | 2,000 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 1,000 | 2,000 | 0 | 0 |
| Equity capital | 5,068,000 | 4,255,000 | 4,418,000 | 4,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,000 | 26,000 | 38,000 | 50,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 13,000 | 26,000 | 38,000 | 50,000 |
| Noninterest income | 720,000 | 1,500,000 | 2,261,000 | 3,080,000 |
| Noninterest expense | 550,000 | 1,075,000 | 1,615,000 | 2,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 451,000 | 684,000 | 976,000 |
| Income tax | 56,000 | 137,000 | 208,000 | 301,000 |
| Net income | 127,000 | 314,000 | 476,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,068,000 | 4,255,000 | 4,417,000 | 4,616,000 |
| Total capital | 5,068,000 | 4,255,000 | 4,417,000 | 4,616,000 |
| Risk-weighted assets | 2,357,000 | 2,226,000 | 2,262,000 | 2,227,000 |